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Professional Liability Commercial Insurance Health & Benefits Medical Professional Personal Lines

Professional Liability

Caring for patients comes with risks. This coverage protects physicians and healthcare professionals against claims of negligence, errors, or omissions in care.

Medical Malpractice Insurance Errors & Omissions (E&O)Employment Practices Liability Insurance (EPLI)

Medical Professional (MPL)Clinical Trials Liability Directors & Officers (D&O)

Tail & Nose Coverage Other Professional Liability Products

Commercial Insurance

Your practice is more than patient care. These policies safeguard your property, equipment, and operations from unexpected disruptions.

Business Owners Policy Workers’ Compensation General Liability Insurance

Physicians Office Policy Commercial Umbrella Cyber

Business Auto Insurance Other Commercial Insurance Products

Health & Benefits

Caring for yourself and your team matters, too. These plans support physicians, staff, and families with health, dental, life, and disability coverage.

Health Insurance Dental Insurance Disability Insurance

Life Insurance International Travel Health Insurance

Retiree Health Insurance Long-Term Care Insurance

Medical Professional

Even with the highest standards of care, risks are part of practicing medicine. This coverage protects physicians and healthcare professionals from claims related to alleged negligence, treatment errors, or lapses in care.

How Much Malpractice Insurance Do I Need?: Your Guide to Securing Comprehensive Coverage

Choosing the right amount of medical professional liability, commonly called medical malpractice insurance, is crucial for every medical professional. It ensures you are adequately protected against malpractice claims while balancing…

Personal Lines

Introducing Personal Lines coverage. Adding a new array of options to support medical and health care professionals across New England.
Who We Serve

Individuals Organizations Your Career Stages

Individuals

You give so much to your patients — we help protect you with coverage that supports your practice and peace of mind.

Physicians Non surgical Surgical Residents and Fellows

Advanced Practice Nurses Physicians Assistants Dentists

Veterinarians Clinical Professionals

Organizations

Your organization cares for patients every day — we help protect your people, operations, and mission, so you can focus on what matters most.

Practice Support Services Group Practice Independent Solo Practice

Professional Liability vs. General Liability: An Insurance Overview for Health Care Professionals

Liability insurance is a cornerstone of risk management in health care, and many clinicians are already familiar with terms like professional liability and general liability. However, a quick recap of…

Your Career Stages

Healthcare is a journey — and your protection should grow with you, from your first role to retirement.

Coverage in Early Career Opening a Practice Planning for Retirement

Insurance for Residents and Fellows

Start Strong: Must-Have Insurance Coverage for Early-Career Physicians You’ve spent years training, studying, and sacrificing to get to this point in your medical career. Now, as you step into residency,…
Existing Clients

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We’re here for you — whether you need to request services, manage policies and documents, or simply reach out with a question, our team is always ready to help.

Actuate CSR24 Client Portal

Save time and stay in control — 24/7 access to policies, documents, and certificates, all in one place.

Carrier Information

Looking to submit a payment? Find your carrier listed below and links to their website and client pay portal.

Coverys MedPro Insurance Integris Group

Positive Physicians EmPro Insurance Medical Mutual Maine

Liberty Mutual The Hartford Atlantic Charter The Hanover
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About Us

Get to know us — explore our story, meet the team, see our partnerships, find career opportunities, and catch up on the latest blogs and news.

About Us Meet The Team Why Choose Us

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Physicians Insurance Rebrands as Actuate Insurance

Highlighting Its Commitment to Data-Driven, Tailored Coverage for Health Care Professionals and Organizations Driven by a legacy of credibility and a strong history of supporting physicians and health care professionals,…

Partnerships

Supporting physicians and health care professionals takes more than insurance alone—it takes trusted partners.

Blog & News

Explore our latest blog for the insights and resources you need to stay ahead.

We’re Expanding Your Options: Three New Insurers Join Actuate Insurance

At Actuate Insurance, we know that no two health care professionals — or practices — are the same. Your insurance needs are as unique and dynamic as your career, and…

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